With a commitment to Empowering Women and #EmbracingEquity, Bursa Malaysia is wavering the RM10 CDS Account Opening Fee.

Hearing about the rise and fall of the stock market index in the news raised questions when I was young. I was curious about the meaning behind all the alien-like numbers and terminologies in the news but I did not have a chance to get any answer at school.

I graduated as a dietitian in 2017 and started working in different sectors, including community, clinical and sports sectors. Managing personal finance was difficult for me as I only saved less than 10% of my salary. After working for 4 years, I still struggled to balance my income and expenses and did not know where and how to learn about finance management.

One day, my colleague shared his trading journey and advised me on the importance of financial planning starting from young. He introduced me to Bursa Academy and Bursa Marketplace where I can learn all types of finance related knowledge from A to Z. From watching the webinars to practicing trading using trading simulator tools, I have improved financial literacy and enhanced understanding of investments and trading in the stock markets. After months of studying, my first trade of 1 lot was done in December 2021 with both nervous and excited feelings and continued my journey as an informed investor.

I am so glad and grateful to be introduced to the Bursa platform which helped a lot in guiding me to get the ball rolling in investment. Now, it's time for me to encourage others to begin their investment journey.

My daughter loves this particular brand of milk. Product quality is beyond average and the taste is the most unique among its competitors. I found out that the company shares the same environmental value as me. A month earlier, I saw in the newspaper an article about that milk company that wanted to go public. I am eager to support them.

I did some research on how to participate. I stumbled upon this website BURSAMKTPLC. I am a bit skeptical and do research pages after pages on the website. In the end, I decided to open a CDS account from a CDS trading broker suggested by BURSAMKTPLC. The process is easier than I thought. I can access my trading account within a week.

I now have a CDS account number of my own. I can now apply IPO from my local bank. I have seen the eIPO feature on my local bank website since long ago; now I can apply for it. I am so happy. During the retail offering, I successfully secured a partial of my IPO order. The stock rose 25% during the first day listed on public. It is a very exciting day. I have multiplied my money.

Although the share has not jumped much during the day of listing, I am already satisfied and plan to keep the stock for a long time. I wish I could fund my daughter's studies using my investment money. This experience has given me a purpose to save my money instead of spending it. I plan to save more and invest more. I wish for the success of the company and the future wealth of my family. My trading style is choosing a stock that is familiar, dear to my heart, and has high growth potential.

The first time is always the hardest, they said. I was fortunate enough that my first trade ended up quite well, even though I just randomly picked a stock that had my initials in its name. I didn't know what it did and how much the company had previously earned or lost. All I knew was the name sounded right. After getting the first profit from this trade, I knew that this trick wouldn't work every time. So I started to watch videos on YouTube, attend workshops and read materials online. When the lockdown first started, I would spend hours and hours binge watching the stock analysis. It wasn't easy in the beginning but I never wanted to quit. I love studying and I would say the biggest difference between studying and trading is that making mistakes in academics erodes your confidence but making mistakes in the stock market erodes both your confidence and your wallet. I am lucky enough to be able to discuss trading strategies with my parents as they are also finance enthusiasts. The most important lesson that I learned from them is that do not ever let the stock market control your emotions. I am still learning and I wish I can do better as I grow. I sincerely hope that all women or females in general out there will be more confident to manage their investments because at the end of the day, we are all just humans that try to grow our money.

Have you ever thought of what will you be doing if you have lost a job? Fear of losing a job is almost similar as the feeling of losing your security in your daily activities such as buying food, paying house or car loan and etc. And that's what happened to me when I have lost my job during the Covid-19 pandemic.

I have no choice but to start on an alternative way to look for extra income. Although I am still fear of losing my hard-earned money, I know by looking at my age (41), nobody will be hiring. So, I have decided to explore in investing stock market to encounter my fear for upcoming years. Besides doing some research via online, I have also explored Bursa Malaysia website to know more.

The first move was hard and scary as well as you might fear of losing more money from savings and yet jobless. But after doing some researches, I did my first trade and bought several stocks. The feeling was like a roller coaster which goes the same with the chart of the stocks. The mentality of “Making Profits from Fear” is embraced if you know the basic, knowledge and the know-how controlling the emotions.

Finally, I am grateful and convinced that I have made the correct decision to start investing in stocks. Now, I have my passive income and will continue trading in stocks market until my retirement.

I grew up in a family whereby trading is a big NO-NO because parents always believe that we need to keep all the savings in the fixed deposit so that our hard money is secured regardless on the interest that were offered. However, things change when I celebrated my 21st birthday, I came across an article in the newspaper and I remember very clearly the title is WHY YOU NEED TO INVEST? The article is very resourceful, and I'm so inspired to start trading. I opened my first trading account, and I funded the account with my Red Packets money from my 21st birthday celebration. My parents objected but I manage to convince them as I explained to them on the risk, and I am very clear on the risk that I will be facing. I never look back ever since as I diligently save my money and I read a lot of investment books for technical and fundamental analysis. I continue my trading journey by setting a yearly goal and will perform review my stocks performance yearly. Trading really helps me to be more discipline and have the desire to always remain in the learning process. This year is my 13th year trading in Bursa Malaysia and I am proud to say that I am on the right track by achieving my goals to have a good combination of growth stocks and dividend stocks in my portfolio.

#MyFirstTrade took place while I was relearning personal finance. Having saved no money in my first three years of working, my finances took a toll when I quit my job to recover from a mental health disorder. I told myself: "This shouldn't be happening, I'm already in my late twenties, and something needs to change". After saving aggressively for my emergency fund from my freelance work, I knew that the next step was an investment. So, I took charge and enrolled in a stock course and decided that I would start small, armed with an amount less than RM2,000.

I remembered being lost at the trade screen and was confused between B1, B2, B3 and S1, S2, S3. Nonetheless, I still managed to make the trade and felt empowered and happy! It was a huge step to boost my confidence in handling money-related things. However, I kept checking the stock prices every few days. That's when I knew I needed to shift the mindset of being a value investor, i.e. if I have studied the company thoroughly, I should only be advised to monitor the stock prices every month. And so I made the switch.

I encourage all women to start small in investing and develop financial literacy. From just that one trade, I've learned what sort of risk profile am I, how to analyze a company's financial report, and most importantly, have the confidence to manage money. Good luck ladies!

When I'm small, I often heard people say that share market is dangerous, high risk and fearful. It just like a roller coaster, can bring you up and down in just short while. When I grow up, I started to heard people say share market is fun, interesting, and sometimes painful. With the exploring mindset, I decide to sign up a CDS account and ready to cure my curiosity. Prior to this, I do not have any real trading experience. At the beginning, I started my research via Google, YouTube, or Facebook to help me understand better on the operation/arrangement of share market. The key takes away from me is it is important that we understand our objective, time frame and risk appetite before any trading take place so that you are clear on what is happening. On top of this, I will need to study the companies background before the move. Hence, I started to join the event organize by Bursa Malaysia, attending Webinar and download KLSE Screener to guide my trading decision. After 6 months of preparation, I decide to go for my first trade and the result is positive, I'm happy that my hard work pays off and I'm confident to step more further in this journey. Trading world is really fun and challenging so long you are understanding the game rule instead of blind gaming.

This is a real story of my past experience. This happened when I was in my twenties. One day I was standing behind my colleague. She was busy viewing her computer with all the green and red colour figures changing every minute. I could see all the feelings of excitement on her face. Being inquisitive, I started asking her and she told me that it was the share market she was dealing with at that moment. I continued asking her to explain to me whether I could also be like her to earn this extra income. She advised me to go to the broker firms to open an account. I had all the documents filled up and the firm assigned a broker to assist me.

I have started applying for 'new shares' because I did not know how to buy any existing shares from the market. My colleague had advised me to study the shares (eg. capitalisation, how many shares floating in the market, etc) carefully before I buy.

The shares that I sold was a "New" shares. It was given after the allotment by the newly public listed company. However, I am unable to recall this new shares. This was my 'First time' trading with Bursamalaysia. Indeed ,I was very excited and started showing off the extra monies I earned to my husband.

Now that I am in my sixties, I am still active and also become wiser in the share markets.

I have been pondering how to build an emergency fund to provide a minimum of three months' basic income should I lose my job. I was inspired by Senator Elizabeth Warren the so-called '50 / 20 / 30 budget rule'. In her book, All Your Worth: The Ultimate Lifetime Money Plan. Her suggestion is to divide up after-tax income and allocate it to spend: 50% on needs, 30% on wants, and socking away 20% to savings. I wish to expand my savings by entering the stock market. I know that investing allows us to earn a higher return, but we also take on the risk of loss to do so – like the saying, no pain, no gain! I considered myself a risk-averse investor. Therefore, I studied a company's value before investing in it. So far, I have gained some passive income by receiving dividends.I find it quite thrilling when I receive the rewards.

Hi there, just wanna share #MyFirstTrade with you guys. I believe it was 2 years ago during the first few MCO (I really can't recall when but it was when I just got back from Melbourne after my last year of studies). I got back and wanted to find a job but it wasn't easy as most companies already switched to work from home and like they were also tryna lay off workers so I decided to stay home and just try something new. My younger brother then asked me to create a rakuten account to buy healthcare stocks and wow, made my fair bit of money when it was hot hehe but now I am also stuck cause it isn't doing well anymore or to put it to work: NOT POPULAR anymore. But yeah, KOSSAN, SUPERMAX, TOPGLOV WAS THE FIRST FEW STOCKS I TRADED. Kossan was the first! Even getting a dividend from there was a joy for me. So yeah :) Now, I am a full-time trader and have my home business, happy to do both at my own home and time.

Most people wonder, did men make better investing decisions since Warren Buffett, John (Jack) Bogle and the rest of famous investors are all men? I doubt so after listening to Cathie Wood's high reward strategy!

I am a working woman and always love to try to invest.

In late 2019, while we were still in the pandemic, I felt like this might be the best time to enter the Bursa Market.

My first stock was Public Bank before it split. I managed to make some profit and I do realize how active Bursa can be! I do feel that with the right knowledge, I may not be able to make a fortune, but definitely can earn some side income while continuing my trading!

I am not going to time the market, my current and future strategy will be constant investing in Blue Chips to earn the dividend!

Women can be smart in stock trading too! #girlspower

I've never ever thought about buying share in my past 42years. Until during Covid-19 lockdown, my life had a dramatically big changed. I started to feel so boring staying at home doing nothing as I can't go for tuitions which I always had the enthusiasm to teach kids. It happened in one day, my FB suddenly popped up the free share zoom class and I just signed up since it's for free. I realised the speaker was very incredible and persuasive to explain between the cash you save in your bank FD account or buying shares. Without second thought, I searched the HLBebroking branch nearest to me and I just made appointment the next day to open the HLBebroking account. I was so lucky to be served by a broker Mr Melvin and he knew I was a beginner and explained to me clearly and patiently. Overall, my daily routine since then was got up at 9am sharp and started to watch my share and I started to buy more shares until now. I'm glad that HLBeBROKING gave us some useful tips through whatsapp group and telegram as well.

Wawasan 2020 berakhir dengan pandemik Covid 19 banyak mengajar saya cara berdikari dan cara mengurus kewangan, mengurus risiko dan menambah pendapatan melalui pelaburan saham. Bermula dengan kelas PERCUMA dari AAA, saya kemudian belajar dengan guru pertama saya, Arwah Nazzary Rosly (moga Allah kurniakan syurga buatnya). Saya belajar secara melengkap membuat kajian, belajar pergerakan ekonomi, belajar mengawal emosi. Semuanya sangat-sangat bermanfaat sampai ke saat ini saya bergelar seorang pegawai perubatan, sehingga saya mampu berdikari dan berdisiplin dalam setiap keputusan yang saya buat sebelum membuat apa-apa entry dalam market.

Back in year 2018, I started my investment journey . Deep inside my heart I know I want to be financial freedom before retiring. I have to work harder to achieve my goal.

As a newbie, I felt clueless so I went to few bank investment talk. I realised majority of the investors are male. But I know Investment is definitely not a guy thing. We can do it better.

My investment journey began. I still remember my first stock is Genting Malaysia (GENM). I bought it because of its popularity and reputation. I believe on long term investment so I didn't sell it after I bought.

However, in March 2020, bear market came unpredictably. My paper loss for GENM was five digit. I was clueless and helpless. I cut loss because of fear. After few months, it rebounded. I'm truly regret.

It's okay. I took it as a learning experience. I can earn back and I will never give up. I started to read news, investment book and financial reports everyday. Most importantly I invested in good company only . Finally, I can keep my investment return 15-20% yearly. I'm satisfied with the result because the rule of thumb is never loss money. My hard work paid off.

Girls, believe in yourself and start invest today. Women are strong. We can achieve financial freedom together one day!

It was about 14 years ago when I first started to trade in the stock market back in 2008. What I knew at that time was I needed an account to buy or sell a stock and make money from it. It sounds easy and as you can imagine, I just followed through my friend's advice on which stock to buy and which to sell. At the end after a couple of trades, my money swung down dramatically. I was scared and stopped trading. This was not right; I was told to make money from the stock market, but it ended up I lost money?

This incident holds me back for some time to trade in stock markets, to the extent I dun want to face it. When people surrounding me talked about investing in the stock market, I just walked away. I was scared, frustrated and angry with myself because I am not investing in myself before I am investing in the stock market.

After a long consideration and self-reflection, I started to read through some articles, attended some courses, to get myself know what a stock is and how I should begin to invest in the stock market. This is a long journey and there is no ending in this learning journey as long as you want to invest in the stock market.

Even though it was not a good start, I am glad that I had the opportunity to learn and invest in the stock market.

My investing journey in Bursa Malaysia began in June 2021. It was during MCO lockdown. I was having about RM6000 savings and thinking on how to maximum the passive income which could be possibly generated by this amount. Fixed deposit was my first choice but I was very upset with the low interest rate. Hence, I decided to try my luck in the Bursa Malaysia. But since this was my hard-earned money, I decided to start it with precaution. I started to google about buying share in Bursa and www.bursamarketplace.com was among the first few websites suggested by google. After I read some articles in Bursa Marketplace, I was clearer on what type of investor am I and how to start investing. I was amazed that buying share can get earning from two aspects: Capital gain and dividend. Hence, I decided to open a CDS and a trading account, then I start to read up on the good stocks that may give dividend, such as some banking stocks and the blue chips. Bursa Marketplace indeed gave me great support and knowledge as a beginner. I was very happy when I started my first trade and earn RM 40 within 30 minutes. It motivates me to learn more about technical analysis and joined the events organized by Bursa Marketplace. The knowledge shared in the talk helped me a lot. Investing is a life-long journey and I am glad I have found Bursa Marketplace to be my ‘Guru’ in this journey.

I started my first trade last year without having a solid financial or investing background. Back in my school days, I was only taught about academic-related topics, and rarely did I learn about financial planning. Gradually moving on to working adult life, I find that it is essential to learn about investment and financial management. Therefore, I decided to start studying from investment books and videos. From there, I get motivated and inspired to learn more about investment.

Previously, I had no idea about the importance of investing. But now, I’m really glad that I took the first step and started investing as I’ve learned that investing ensures present and future financial security. It allows you to grow your wealth and at the same time with the power of compounding interest, it can help to generate inflation-beating returns.

Investing is not a very simple topic to understand and it can be quite intimidating to start with. I understand that it was a little overwhelming at first, but slowly you’ll start learning along the journey. As I’m still in the learning process too. You don’t have to be perfect to get started, as you’ll learn along the way and get better. I believe that experience is the best lesson and the best time to learn to invest is right now.

Dear ladies, let’s start investing and learn together!